Disruptions: How My Smartphone Emptied My Pockets

This article seems describe a trend that I think will define the #mobilewallet : use of multiple applications and services that are brought together on a mobile phone (rather than a single mobile wallet application or experience that will unify all of this). #blogthis  

People’s wallets used to expand with each passing year. Now, the opposite is happening: many of the wallet’s contents have been siphoned out by the smartphone.

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